Who We Are - Creative Financial Solutions is an independent fee based firm specializing in retirement and investment planning.

<body> <table width="471" border="0" cellspacing="0" cellpadding="0" height="316"> <tr> <td valign="top" height="11"> <div align="center"></div> </td> </tr> <tr> <td valign="top" height="99"> <p class="creativestyle_arial">If you're like a lot of people we talk to, you're not excited about paying higher taxes, or over paying your expenses. The simple truth is, most people lose thousands of dollars every year in missed tax deductions, duplicate expenses, unnecessary insurance costs, loan interest, hidden fees, and poor investment choices that they simply didn't have the time or desire to frequently review.</p> <p class="creativestyle_arial">As the world has become more complex, so have our financial lives. Many of the people that seek financial planners, do so because there are too many choices today, and too much available information, most of which is not useful for personal financial planning and investment management. </p> <p class="creativestyle_arial"> It's unfortunate that many spend more time planning their vacations and evenings out, than they do planning their future finances. Most people have good intentions, but usually have no idea if what they own is right for them. Many times, things are set up or decided without regards to how it would fit the overall picture.</p> <p class="creativestyle_arial">For the few that are planning for the future, many times, the tactics that are used for making, keeping and investing money, are strategies derived from their Grand Parents! Despite the fact that previous generations were able to succeed financially, such a plan today would spell ruin. Success in today's world requires a whole new set of financial planning tactics and strategies.</p> <p class="creativestyle_arial"><b>Although our society places an enormous value on the ability to make money, very little time is spent teaching us what to do with it once we have it.</b> Because of this, confusion and procrastination are usually the end result.</p> <p> <span class="creativestyle_arial"><b>As certified financial planners, WE UNDERSTAND! </b>After working all day, you don't have the time or the desire, to study tax laws, investment forecasts, and other essentials. Raising a family is more work than work itself. Where are you going to find the time to start a third full time job becoming an investment management consultant?</span></p> <p class="creativestyle_arial"><b><i>Let Creative Financial Solutions help!</i></b> We are a completely independent firm of fee-based financial advisors, specializing in retirement planning and investment advisory services for the average person. As part of investment planning team, we provide a personalized long-term relationship, with a strong emphasis on client education and awareness. Our entire business is helping you tame the complexity of your financial affairs, so you can relax and enjoy life without having to worrying about your money. We have nothing to sell but our nationally recognized investment advisory expertise", and our many years of experience helping the average person make the most of their assets, achieve their personal and financial goals, and fulfill their dreams for the future.</p> <p class="creativestyle_arial">We do this by summarizing your current situation, than after defining your specific goals, we recommend and help implement a plan to achieve your goals, and than review the progress periodically to ensure a financial success now and in the future.</p> <p class="creativestyle_arial">Financial planning is not just for the rich and famous, nor does it require that you have a great sum of money to invest. We provide financial planning services and investment management services to people with all levels of income. Whether in your 20's and just starting out, or in your 50's and wanting to catch up, <b>Creative Financial Solutions is designed specifically to help you reach financial freedom sooner than would be possible on your own, and at a much lower cost.</b></p> <p class="creativestyle_arial">Don't be among the vast majority who never achieve true financial independence. Remember:<b> PEOPLE DO NOT PLAN TO FAIL, THEY FAIL TO PLAN!</b></p> <p class="creativestyle_arial">We hear people say "my Accountant (or Insurance Agent, Attorney, Banker, or Broker etc.)" does my planning. These advisors may be well intentioned, but do not devote their full time to real planning. Any custom planning they do is a side job. We write more custom plans in a month than these other folks do in a year or more. As certified financial planners, we do not do accounting, banking, or anything else except financial planning and investment management.</p> <p class="creativestyle_arial">At a time when purveyors of every kind of financial product claim to provide impartial advice, <b>Creative Financial Solutions truly does. </b>We have watched as some of the biggest names in the financial services industry repositioned their representatives as personal financial planners. Like them, we believe size matters. Unlike them, we believe smaller is better for a truly personal relationship. Our clients are advised by the principle of a certified investment management consultant, not a junior employee or commissioned "account executive".</p> <p class="creativestyle_arial">Planning is the key. A good definition of insanity is doing the same things you've always done, but expecting different results later on. </p> <p class="creativestyle_arial"><u>Initially, we have a FREE, NO OBLIGATION, consultation to learn more about your concerns and how we can help you.</u></p> <p class="creativestyle_arial">Whether you're exploring these services for the first time, would just care for a review or second opinion, or are just plain unhappy with your current financial advisor, give us a call or email us through this site.</p> <p class="creativestyle_arial">Over the years, we have made a real difference in peoples lives. Many who have become members of Creative Financial Solutions report a new feel of control over their financial situation. After dealing with hundreds of family's, retirees, and individuals since 1986, we understand all the emotions and complications of reaching success. We think the fact that the majority of these relationships have endured since we first started, says more than we ever could about the extraordinary level of personal service we provide. <b>This is why we are one of the premier financial planning firms in Denver, especially the Highlands Ranch and Lone Tree Communities, and are among the premier financial advisors in Colorado. </b>Why not spend a little time to find out for yourself?</p> <p></p> </td> </tr> <tr> <td><br>        </td> </tr> <tr> <td valign="top" height="2"> <div align="center"> <p> </p> <p><font face="Arial, Helvetica, sans-serif" size="3">  </font><font face="Times New Roman"><font size="1" color="#000000" face="Arial, Helvetica, sans-serif">© 2001 </font><font size="1" face="Arial, Helvetica, sans-serif">Creative Financial Solutions, Inc. All Rights Reserved</font></font></p> </div> </td> </tr> </table> </body>